So I’ve been looking for ways to fund Buddy’s surgery because it’s going to be a stretch for us financially. The vet has already been more than generous, charging us a lower amount for the two surgeries and charging us only every third visit for bandage changes — and then, only for the supplies, not an office call. We’ll find a way, and Buddy will get the care he needs, but it’s got me a little stressed out.
I read about some scholarship funds, which are terrific. I had no idea such funds existed — if we don’t qualify, at least I know they are there so I can refer other folks who may! Joe works with homeless people, many of whom have dogs they don’t want to give up, and these resources will come in handy.
We applied for Care Credit, which (we think) is an interest-free credit card for medical expenses, including veterinary care. I’ve also been in touch with a few organizations that may have funding available for us. And I created a page for people to donate. Feels strange to me, as I know there are much more important things to give our money to — people who are homeless, kids who go hungry, and other social service agencies that serve the poor. But then I figured, what the heck. So many people I know have been moved by Buddy’s story. The link is here: http://www.giveforward.com/buddyssurgeryfund
We’re also selling items on ebay and books on Amazon and half.com. And tightening our belts. As I said, he’ll get the care he needs. If anyone else has creative ides, please let me know!
We used care credit and have been very happy with it. The larger the charge is the longer you have interest free. I think it works like this:
Surgery $2000. You charge it and care credit pays your vet a reduced amount like $1800 which he/she will except as payment in full. You then have between 6-18 months to pay the $ off. (I think $2000 is 18 months and charges around 500 would be 6 months) If you do not pay by the due date then Care credit will add interest on at about 18% from the beginning of your original charge. Your vet is happy because they got the bulk of their money and they are able to treat your dog and dont have to finance you themselves(and run the risk of you not paying). Once you pay it off you can keep it for other expenses. (Many eye Drs, dentists etc also except CC)
Thank you so much.
One of the scholarship apps required that we apply for Care Credit if our vet takes it. Lo and behold, they do! So we applied and were approved! However, I did not understand how it worked until I read your post. Thank you! What a wonderful way to help pet owners — and to help with other medical expenses.
Our (human) kids will need braces, so it’s good to know this resource exists. We can now look for a local orthodontist who accepts Care Credit.
Again, THANK YOU!!